Five years in, and the essential still lies ahead.
In five years, Karbonalpha has grown from an Aix-based startup into a reference infrastructure for wealth professionals: 800+ advisor users, €25bn in aggregated assets, self-funded growth, and one unchanged conviction — compliance is not bolted on at the end, it is designed as a backbone.
Press kit · June 2026 edition
Key figures — mid-2026
€25bn
in aggregated assets
vs ~€7bn end-2024 · 80+ connected providers
800+
wealth advisor clients
excluding enterprise accounts
> €2m
in annual revenue
self-funded growth, no dilution
6 awards in 3 years, including in 2026: WealthTech Award — Firm of the Year Luxembourg (Hubfinance) and a podium finish as “Software Publisher” at the 33rd Suppliers Ranking (Gestion de Fortune).
News & releases
What we’re announcing.
Launch · June 2026
360° journey with UAF Life Patrimoine
The market’s first 360° journey, now in production: the advisor starts the journey in Karbonalpha, continues underwriting within the UAF Life Patrimoine universe (a Crédit Agricole Assurances subsidiary), then steers the contract’s life using aggregated data. Zero double entry, full traceability, on a DORA-ready trajectory.
Launch · Q1 2026
Client portal: the platform reaches the end investor
A secure space mirroring the advisor’s platform: wealth dashboard, collaborative “My situation”, traced document exchanges and household mapping. Built privacy-by-design — the client remains the owner of their data.
Strategic partnership
Allianz Global Investors: a deepening partnership
Formalised in late 2024, the partnership with AllianzGI (€600bn in assets under management) reaches a new milestone: institutional-grade model portfolios are exclusively integrated into Karbonalpha — 1,000+ asset sub-classes, traceable documentation, SFDR and ESG compliance.
LAB · upcoming
A sovereign AI agent, built in-house
Within its LAB unit, Karbonalpha is developing a sovereign AI agent to extend its monitoring of regulatory and pre-contractual activities. Far from the large models operated by US providers: built in-house, trained on the domain, hosted in France, with no data transfer outside the ecosystem.
Outlook 2026–2028
Heading for Europe
After rolling out the 360° journeys (UAF Life Patrimoine in France, soon a major Luxembourg life-insurance player), Karbonalpha continues scaling its Partner Edition across networks and is preparing its European expansion, with Luxembourg as a strategic hub.
In their words
A successful digital transformation rests on the ability of two players to concretely align their technological advances. With UAF Life Patrimoine, we are bringing to market an already unique 360° experience that lays the foundations of a robust, compliant and intelligible operational continuum for wealth professionals.
Xavier Babaud-Dulac, CEO and co-founder, Karbonalpha
A partner like AllianzGI, with €600bn under management, does not put its name on the line lightly. What we are building together is the digitalisation of advice in the service of wealth advisors: not a promise, an active partnership.
Olivier Baeyaert, CTO and co-founder, Karbonalpha
Sovereignty & trust
Compliance, security, intelligence.
01
DORA-ready
Compliant with the Digital Operational Resilience Act since January 2025; hosted and operated 100% in France (OVH, Scaleway redundancy).
02
Absolute traceability
Client events certified on blockchain, evidential electronic archiving (SAE), reliable audit trail generated in one click.